Sainsbury’s, Argos, TU & Habitat Multi Brand Gift Cards 1. The Multi Brand Gift Card can be used in full or part for payment of products purchased in Sainsbury’s and Argos stores excluding concessions and third-party retailers (“Instore”) and online at argos.co.uk, Sainsburys.co.uk, tu.co.uk and habitat.co.uk (“Online”). 2. How to purchase The Multi Brand Gift Card can be purchased Instore and can be purchased at sainsburysgiftcard.co.uk or argosgiftcard.co.uk. Design of the Multi Brand Gift Card may vary. 3. How to redeem We may exclude specific products from purchase via Multi Brand Gift Card, please refer to:https://help.sainsburys.co.uk/help/products/about-sainsburys-giftcard for the Sainsbury’s full listing. You cannot use your Multi Brand Gift Card to purchase other gift cards. It is your responsibility to retain the Multi Brand Gift Card for use in any future transactions. There is no limit to the number of Multi Brand Gift Cards that can be used per transaction in Sainsbury’s Instore and Online but the maximum amount of Multi Brand Gift Card that can be used in Argos, Habitat and TU is three (3) per transaction. The maximum value that can be redeemed from Multi Brand Gift Card is a total of £250 per transaction. If items are returned to store in accordance with our refund policy https://help.sainsburys.co.uk/help/refunds-returns/what-isrefund-policy, and https://help.argos.co.uk/help/refunds-&-returns/returns-product-support-and-repairs/returnsproductsupportrepairs#:~:text=I’ve%20changed%20my%20mind,with%20the%20tags%20 if%20applicable) any refund due will be issued to a new gift card. Redemption Instore: Multi Brand Gift Cards can be redeemed at point of purchase Instore If your Multi Brand Gift Card is on your smart phone device you can also redeem from your smart phone device or print and take Instore. After each use Instore any remaining balance on the Multi Brand Gift Card will be printed on a receipt. It is your responsibility to retain the receipt as evidence of your outstanding balance. Redemption Online: Redemption Online requires registration depending on where you are redeeming the Multi Brand Gift Card. sainsburys.co.uk To use the Multi Brand Gift Card online at www.sainsburys.co.uk it must be converted to an online coupon. To convert, enter your unique Multi Brand Gift Card code and PIN at checkout. If a valid code and PIN has been used, you will be asked to manually enter how much you wish to convert. If you convert only part of your Multi Brand Gift Card balance you will be asked to provide your valid code and PIN on any future conversions. Your online coupon held in your coupon wallet will expire 24 months after conversion. Any remaining balance must be paid for using another payment card. Minimum order value of £40 applies. Online delivery fees apply. A Multi Brand Gift Card cannot be used to pay for delivery charges. If goods are out of stock on your booked grocery delivery date Sainsbury’s will offer a substitute unless you tell us not to. If, as a result of substitutes, the value of your order drops below the value of your converted Multi Brand Gift Card applied to that transaction then the converted Multi Brand Gift Card payment will be used for the full value of your basket (excluding delivery charge). The balance will be credited to your Sainsbury’s online grocery coupon wallet as a new coupon to be used against an online grocery shop at Sainsbury’s within 24 months of conversion. If items are returned to store in accordance with our refund policy, https://help.sainsburys.co.uk/help/refunds-returns/what-isrefund-policy, any refund due will be credited to your Sainsbury’s online grocery coupon wallet. Argos.co.uk, TU.co.uk or Habitat.co.uk To use the Multi Brand Gift Card online at Argos.co.uk, TU.co.uk or Habitat.co.uk, input the card number and PIN at the payment stage of your order. The value of your purchase will be deducted from the value of the Gift card or eGift Card. If you do not spend the entire balance of the Gift Card or eGift Card, any remaining balance will remain on the Multi Brand Gift Card. Redemption Online requires registration depending on where you are redeeming the Multi Brand Gift Card. Multi Brand Gift Card holders must register at Sainsburys.co.uk and accept the terms and conditions and privacy policy. Expiry The value of the Multi Brand Gift Card expires 60 months from the date of initial activation. If unused within this time the Multi Brand Gift Card will be deemed inactive and any remaining balance lost. We suggest you treat the Multi Brand Gift Card as cash – as they cannot be replaced if lost, damaged or stolen. We will not provide an expiry reminder.